The 60th edition of the Barclays Capital Equity Gilt Study was published last month. An annual summary of investment returns of different asset classes through the years.
Here is a summary of the real investment returns (net of inflation) per year of UK equities compared to cash deposits.
Over the last year: UK Equities -0.4% v Cash -1.2%
Over the last 5 years: UK Equities 5% v Cash -2.9%
Over the last 10 years: UK Equities 4.1% v Cash -0.7%
Over the last 20 years: UK Equities 4.6% v Cash 1.1%
Over the last 50 years: UK Equities 5.7% v Cash 1.5%
Are you a doctor thinking about your ISA allowance this year or next year? Depending upon your timescales it might be better to look at investing in real assets with the potential to give you are real return in excess of inflation rather than stick to cash deposits (especially with current interest rates being so low).
Get in touch for an initial discussion on where best to invest your tax-free money. Call 0117 966 5699 or email email@example.com