What happens to your NHS Pension Scheme benefits if you take late retirement? This is explained in today's learning zone.
In both Sections of the NHS Pension Scheme you can continue to work beyond your Normal Pension Age and accrue more NHS Pension Scheme benefits. In fact you can contine to accrue more pension right up until the age of 75 - subject to a maximum of 45 years membership.
Within the 1995 Section, there is not a feature to pay a higher pension because you have worked later than your Normal Pension Age (although of course you can continue to contribute to the NHS Pension Scheme so long as you have not hit the maximum 45 years membership).
The benefit of the 2008 Section is that if you work later than your Normal Pension Age your pension will be increased to reflect the fact it was paid out later.