Many doctors put their hard earned savings into 'low risk' arrangements but are then guaranteed to lose money in real terms over the longer term.
Although the Government has announced a slight increase in the real rate of return on Premium Bonds to 1.35% this still means many doctors who invest are losing money to inflation - every single year.
National Savings Income Bonds
With a current AER of 1.26% doctors can look forward to a guaranteed negative return in real terms.
It is extraordinary to think that the last offering of index-linked gilts was over-subscribed by 3 times. Especially so when you consider that you are investing in something which is guaranteed to not beat inflation. However guaranteed 'real term' losses are what index-linked gilts are now providing for all maturities up to 2024.
In the vast majority of cases, for doctors investing over the longer term, it is far more likely that investing in real assets will help them reach their financial goals.
Please get in touch to review your current investment strategy on firstname.lastname@example.org