What death in service benefits are available for freelance GP locums? Here we explore this question further.
As long as a GP locum is working and paying into the NHS Pension Scheme then they are eligible to claim benefits. However there is a catch. For instance, if the GP locum is contracted to work 9am Monday until 5pm Thursday and they die on the Friday - this means they would not be regarded as being in pensionable service and are not eligible for 'death in service' benefits.
Therefore to be absolutely clear. A GP locum who is available for work, by being on the employer's 'list' or 'bank' but is not actually AT work, is not covered for 'in pensionable service' benefits.